*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --navy: #0744a5;
  --navy-mid: #0744a5;
  --teal: #1a8fa0;
  --teal-light: #e3f4f7;
  --amber: #99cc49;
  --amber-light: #fdf3e8;
  --slate: #f0f4f7;
  --white: #ffffff;
  --text-body: #3d4f63;
  --text-muted: #6b7e94;
  --border: rgba(11, 31, 58, 0.1);
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Inter", sans-serif;
  color: var(--navy);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}

/* NAV */
nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: #e9ebee;
  backdrop-filter: blur(8px);
  padding: 0 5%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

/* .logo-mark {
  width: 36px;
  height: 36px;
  background: var(--teal);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.logo-mark svg {
  width: 20px;
  height: 20px;
  fill: white;
}

.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
} */

.logo-text span:first-child {
  font-family: "Playfair Display", serif;
  font-size: 15px;
  font-weight: 600;
  color: white;
  letter-spacing: 0.01em;
}

.logo-text span:last-child {
  font-size: 10px;
  font-weight: 400;
  color: rgba(255, 255, 255, 0.5);
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  gap: 36px;
  list-style: none;
}

.nav-links a {
  font-size: 14px;
  font-weight: 400;
  color: #0744a5;
  text-decoration: none;
  transition: color 0.2s;
}

.nav-links a:hover {
  color: #0744a5;
}

.nav-cta {
  background: var(--amber);
  color: white !important;
  font-weight: 500 !important;
  padding: 10px 22px;
  border-radius: 6px;
  transition: background 0.2s !important;
}

.nav-cta:hover {
  background: #d07e2a !important;
  color: white !important;
}

/* HERO */
.hero {
  min-height: 50vh;
  background: var(--navy);
  display: flex;
  align-items: center;
  padding: 100px 5% 80px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 55%;
  height: 100%;
  background: linear-gradient(
    135deg,
    rgba(26, 143, 160, 0.08) 0%,
    rgba(26, 143, 160, 0.02) 100%
  );
  clip-path: polygon(15% 0, 100% 0, 100% 100%, 0% 100%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  position: relative;
}

.hero-eyebrow {
  font-size: 11px;
  font-weight: 500;
  color: #99cc49;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  margin-bottom: 20px;
}

.hero h1 {
  font-family: "Playfair Display", serif;
  font-size: clamp(38px, 4.5vw, 60px);
  font-weight: 700;
  line-height: 1.1;
  color: white;
  margin-bottom: 24px;
}

.hero h1 em {
  font-style: italic;
  color: #99cc49;
}

.hero-desc {
  font-size: 17px;
  font-weight: 300;
  color: rgba(255, 255, 255, 0.65);
  line-height: 1.75;
  max-width: 480px;
  margin-bottom: 40px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.btn-primary {
  background: var(--amber);
  color: white;
  font-size: 15px;
  font-weight: 500;
  padding: 14px 30px;
  border-radius: 6px;
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition:
    background 0.2s,
    transform 0.15s;
  display: inline-block;
}

.btn-primary:hover {
  background: #d07e2a;
  transform: translateY(-1px);
}

.btn-secondary {
  background: transparent;
  color: rgba(255, 255, 255, 0.8);
  font-size: 15px;
  font-weight: 400;
  padding: 14px 30px;
  border-radius: 6px;
  text-decoration: none;
  border: 1px solid rgba(255, 255, 255, 0.2);
  cursor: pointer;
  transition:
    border-color 0.2s,
    color 0.2s;
  display: inline-block;
}

.btn-secondary:hover {
  border-color: rgba(255, 255, 255, 0.5);
  color: white;
}

/* Hero visual - pulse shield */
.hero-visual {
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

.shield-wrap {
  position: relative;
  width: 320px;
  height: 360px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.pulse-ring {
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(26, 143, 160, 0.25);
  animation: pulse-out 3s ease-out infinite;
}

.pulse-ring:nth-child(1) {
  width: 200px;
  height: 200px;
  animation-delay: 0s;
}
.pulse-ring:nth-child(2) {
  width: 280px;
  height: 280px;
  animation-delay: 0.8s;
}
.pulse-ring:nth-child(3) {
  width: 360px;
  height: 360px;
  animation-delay: 1.6s;
}

@keyframes pulse-out {
  0% {
    opacity: 0.8;
    transform: scale(0.85);
  }
  100% {
    opacity: 0;
    transform: scale(1.1);
  }
}

.shield-svg {
  position: relative;
  z-index: 2;
  width: 180px;
  filter: drop-shadow(0 0 32px rgba(26, 143, 160, 0.3));
  animation: float 4s ease-in-out infinite;
}

@keyframes float {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: rgba(255, 255, 255, 0.06);
  border-radius: 12px;
  overflow: hidden;
  margin-top: 52px;
}

.stat-cell {
  background: rgba(255, 255, 255, 0.04);
  padding: 20px 24px;
  text-align: center;
}

.stat-number {
  font-family: "Playfair Display", serif;
  font-size: 30px;
  font-weight: 700;
  color: white;
  display: block;
}

.stat-label {
  font-size: 12px;
  font-weight: 400;
  color: rgba(255, 255, 255, 0.45);
  letter-spacing: 0.06em;
  margin-top: 4px;
  display: block;
}

/* =================================================== */

/* Hero for suv-pages */
.hero {
  padding: 160px 5% 100px;
  background: var(--navy);
  color: #fff;
}

.hero-grid {
  max-width: 1200px;
  margin: auto;
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  align-items: center;
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 3px;
  font-size: 12px;
  color: #99cc49;
  margin-bottom: 20px;
}

.hero h1 {
  font-size: 64px;
  line-height: 1.1;
  margin-bottom: 25px;
}

.hero p {
  font-size: 18px;
  opacity: 0.8;
}
.container {
  max-width: 1200px;
  margin: auto;
  padding: 0 5%;
}

.hero-card {
  background: rgba(255, 255, 255, 0.06);
  padding: 40px;
  border-radius: 20px;
  backdrop-filter: blur(10px);
}

.hero-card h3 {
  margin-bottom: 15px;
}

/* =================================================== */

/* TRUST BAR */
.trust-bar {
  background: var(--slate);
  padding: 20px 5%;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--text-muted);
}

.trust-icon {
  width: 18px;
  height: 18px;
  color: var(--teal);
  flex-shrink: 0;
}

/* SECTIONS common */
section {
  padding: 90px 5%;
}

.section-inner {
  max-width: 1160px;
  margin: 0 auto;
}

.section-eyebrow {
  font-size: 11px;
  font-weight: 500;
  color: var(--teal);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  margin-bottom: 14px;
}

.section-heading {
  font-family: "Playfair Display", serif;
  font-size: clamp(30px, 3vw, 44px);
  font-weight: 700;
  line-height: 1.15;
  color: var(--navy);
  margin-bottom: 16px;
}

.section-sub {
  font-size: 16px;
  color: var(--text-body);
  line-height: 1.75;
  max-width: 560px;
}

/* COVERAGE PLANS */
.plans-section {
  background: var(--white);
}

.plans-header {
  margin-bottom: 52px;
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}

.plan-card {
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 36px 30px;
  position: relative;
  transition:
    transform 0.2s,
    box-shadow 0.2s;
  background: white;
}

.plan-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(11, 31, 58, 0.08);
}

.plan-card.featured {
  border-color: var(--teal);
  border-width: 2px;
}

.plan-badge {
  position: absolute;
  top: -13px;
  left: 28px;
  background: var(--teal);
  color: white;
  font-size: 11px;
  font-weight: 500;
  padding: 4px 14px;
  border-radius: 20px;
  letter-spacing: 0.06em;
}

.plan-icon {
  width: 48px;
  height: 48px;
  background: var(--teal-light);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.plan-icon svg {
  width: 24px;
  height: 24px;
  stroke: var(--teal);
  stroke-width: 1.8;
  fill: none;
}

.plan-name {
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 6px;
}

.plan-title {
  font-family: "Playfair Display", serif;
  font-size: 24px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
}

.plan-desc {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.65;
  margin-bottom: 24px;
}

.plan-features {
  list-style: none;
  margin-bottom: 32px;
}

.plan-features li {
  font-size: 14px;
  color: var(--text-body);
  padding: 7px 0;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  gap: 10px;
}

.plan-features li::before {
  content: "";
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  background: var(--teal-light);
  border-radius: 50%;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8l3.5 3.5 6.5-7' stroke='%231A8FA0' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
}

.plan-price {
  margin-top: auto;
  padding-top: 20px;
  border-top: 1px solid var(--border);
}

.price-from {
  font-size: 12px;
  color: var(--text-muted);
  margin-bottom: 2px;
}

.price-amount {
  font-family: "Playfair Display", serif;
  font-size: 34px;
  font-weight: 700;
  color: var(--navy);
}

.price-period {
  font-size: 13px;
  color: var(--text-muted);
}

.plan-cta {
  display: block;
  width: 100%;
  text-align: center;
  margin-top: 20px;
  padding: 12px 20px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
  cursor: pointer;
  border: none;
  transition: all 0.2s;
}

.plan-cta-outline {
  background: transparent;
  color: var(--navy);
  border: 1px solid var(--border);
}

.plan-cta-outline:hover {
  border-color: var(--teal);
  color: var(--teal);
}

.plan-cta-filled {
  background: var(--teal);
  color: white;
}

.plan-cta-filled:hover {
  background: #167e8e;
}

/* HOW IT WORKS */
.how-section {
  background: var(--slate);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 32px;
  margin-top: 52px;
  position: relative;
}

.step-card {
  background: white;
  border-radius: 16px;
  padding: 32px 28px;
  position: relative;
}

.step-number {
  font-family: "Playfair Display", serif;
  font-size: 48px;
  font-weight: 700;
  color: var(--teal-light);
  line-height: 1;
  margin-bottom: 16px;
  position: relative;
}

.step-number::after {
  content: attr(data-n);
  position: absolute;
  top: 4px;
  left: 0;
  font-size: 48px;
  color: rgba(26, 143, 160, 0.18);
}

.step-title {
  font-size: 17px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 10px;
}

.step-desc {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.7;
}

/* WHY US */
.why-section {
  background: var(--white);
}

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  margin-top: 12px;
}

.why-visual-1 {
  border-radius: 20px;
  padding: 48px 40px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.why-visual {
  background: var(--navy);
  border-radius: 20px;
  padding: 48px 40px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.why-stat-row {
  display: flex;
  align-items: center;
  gap: 20px;
}

.why-stat-circle {
  width: 64px;
  height: 64px;
  flex-shrink: 0;
  border-radius: 50%;
  background: rgba(26, 143, 160, 0.15);
  border: 1px solid rgba(26, 143, 160, 0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: "Playfair Display", serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--teal);
}

.why-stat-info {
  flex: 1;
}

.why-stat-title {
  font-size: 15px;
  font-weight: 500;
  color: white;
  margin-bottom: 3px;
}

.why-stat-sub {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.45);
}

.why-divider {
  height: 1px;
  background: rgba(255, 255, 255, 0.07);
}

.feature-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.feature-item {
  display: flex;
  gap: 16px;
}

.feature-icon-wrap {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  background: var(--amber-light);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.feature-icon-wrap svg {
  width: 22px;
  height: 22px;
  stroke: var(--amber);
  stroke-width: 1.8;
  fill: none;
}

.feature-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 4px;
}

.feature-desc {
  font-size: 14px;
  color: var(--text-body);
  line-height: 1.65;
}

/* TESTIMONIALS */
.testimonials-section {
  background: var(--slate);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
  margin-top: 52px;
}

.testimonial-card {
  background: white;
  border-radius: 16px;
  padding: 32px 28px;
  border: 1px solid var(--border);
}

.quote-mark {
  font-family: "Playfair Display", serif;
  font-size: 60px;
  font-weight: 700;
  color: var(--teal-light);
  line-height: 0.6;
  margin-bottom: 20px;
  display: block;
  color: var(--teal);
  opacity: 0.25;
}

.testimonial-text {
  font-size: 15px;
  line-height: 1.75;
  color: var(--text-body);
  font-style: italic;
  margin-bottom: 24px;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
  border-top: 1px solid var(--border);
  padding-top: 20px;
}

.author-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 600;
  background: var(--teal-light);
  color: var(--teal);
  flex-shrink: 0;
}

.author-name {
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
}
.author-role {
  font-size: 12px;
  color: var(--text-muted);
}

/* CTA SECTION */
.cta-section {
  background: var(--navy);
  padding: 100px 5%;
  text-align: center;
}

.cta-inner {
  max-width: 680px;
  margin: 0 auto;
}

.cta-section .section-eyebrow {
  color: var(--teal);
  margin-bottom: 20px;
}

.cta-section h2 {
  font-family: "Playfair Display", serif;
  font-size: clamp(32px, 3.5vw, 48px);
  font-weight: 700;
  line-height: 1.15;
  color: white;
  margin-bottom: 20px;
}

.cta-section p {
  font-size: 17px;
  color: rgba(255, 255, 255, 0.6);
  line-height: 1.75;
  margin-bottom: 40px;
}

.cta-form {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center;
}

.cta-form input {
  flex: 1;
  min-width: 240px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 8px;
  padding: 14px 18px;
  font-size: 15px;
  color: white;
  outline: none;
  font-family: "Inter", sans-serif;
  transition: border-color 0.2s;
}

.cta-form input::placeholder {
  color: rgba(255, 255, 255, 0.35);
}
.cta-form input:focus {
  border-color: var(--teal);
}

/* FOOTER */
footer {
  background: #0744a5;
  padding: 60px 5% 32px;
  color: rgba(255, 255, 255, 0.4);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  max-width: 1160px;
  margin: 0 auto;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.07);
}

.footer-brand p {
  font-size: 14px;
  line-height: 1.75;
  max-width: 300px;
  margin-top: 16px;
}

.footer-col h4 {
  font-size: 12px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.6);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.footer-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-col a {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.4);
  text-decoration: none;
  transition: color 0.2s;
}

.footer-col a:hover {
  color: rgba(255, 255, 255, 0.8);
}

.footer-bottom {
  max-width: 1160px;
  margin: 28px auto 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 13px;
}

.footer-bottom a {
  color: rgba(255, 255, 255, 0.35);
  text-decoration: none;
}

.ahpra-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(26, 143, 160, 0.12);
  border: 1px solid rgba(26, 143, 160, 0.25);
  border-radius: 6px;
  padding: 6px 14px;
  font-size: 12px;
  color: rgba(255, 255, 255, 0.5);
  margin-top: 14px;
}

/* Responsive */
@media (max-width: 860px) {
  .hero-grid,
  .why-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }
  .hero-visual {
    display: none;
  }
  nav .nav-links {
    display: none;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 520px) {
  .trust-bar {
    gap: 24px;
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }
  .hero-stats {
    grid-template-columns: 1fr;
  }
}